About The Book

CASH and the Couple:
A New Couple’s Guide to Money Management

Helping couples manage CASH

Finance is about the very personal subject of money. We all believe we are managing our money the best way for our personal financial situation and future goals to be met. Differences occur when you have two different people who manage the same money in two different ways, and each person believes he or she is managing the money the right way to get to the best financial outcomes for the couple. This book offers help toward better communicating a couple’s financial thoughts to each other as they settle comfortably into a long successful partnership. The book discusses different reasons people may have the emotions they have regarding money management and how to communicate these thoughts with each other in a positive manner.

The target audience for this book is new couples who plan on sharing the majority of their financial plans. However, this book is also a guidance document for any couple out there who hasn't quite hit the realization that financial management in a couple needs agreement from both parties on almost all decisions. This can also include those couples who have chosen to have separate finances. Couples can use this book as soon as the decision is made that the couple wants finances to be part of that union in some form or another.

The book assists with financial management communication questions for couples to discuss, topics for serious financial discussions, and brief summaries on money management theories. There is no latest list of Ph.D. theories on investments, but there are helpful tips, books and current web sites throughout for further information for couples to surf through and stop and talk about when they find an interesting one. This book is here to help a couple to talk to each other about the money they are earning as a team these days. This book can be used as a guidance document and a moderator to keep financial topics focused on the issue at the table. The questions try to hit the major bumps in the road, and spur new topics of financial interest specific to individual couples.

This book can act as a moderator for people who would like someone to help focus their discussions about money. Each chapter encourages communication on different financial topics for couples who don't know what to talk about. It should help couples so they don’t fear the money topic and help couples not to bury the money topic among all the other issues. The ultimate goal would be that a couple could talk about money openly.

Whether we like it or not, money is important to all of us. Whether we have a lot or a little, we need to manage the money in the best way we as a couple are able to do this and reach our financial goals - whatever they may be. Whether we are in the black or the red, we all have financial goals that can be reached if everyone on the team knows (and agrees) on what the goals of saving the money are.

Everyone who reads this text should remember that every one of our financial decisions have very personal histories. When couples work through their own personal financial histories and share those with each other in order to better set up their current financial strategy together, they can more easily talk about their financial future together and listen to each other without being defensive. Couples can take heart in knowing that they don't have to agree on every chapter discussed in this book. Luckily, every couple has a lifetime to figure out the answers that best suits them as a couple.